Top 11 WordPress and WooCommerce Payment Plugins
When running an online store in 2025, every click, cart, and checkout matters. No matter how well-designed your website is or how compelling your products are, your business can only thrive if customers can pay quickly, securely, and in their preferred way. That’s why choosing the right WordPress and WooCommerce payment plugin isn’t just a technical decision—it’s a growth strategy.
The eCommerce landscape is evolving at lightning speed. According to 2025 market trends, over 73% of online shoppers expect multiple payment options at checkout, including digital wallets, Buy Now Pay Later (BNPL) services, and even cryptocurrency. At the same time, fraud attempts are becoming more sophisticated, making payment security a top priority for businesses of all sizes. Without a reliable payment solution, you risk abandoned carts, lost revenue, and frustrated customers.
This is where WordPress and WooCommerce payment plugins come in. They act as the bridge between your online store and trusted payment gateways, ensuring transactions are processed smoothly, securely, and in compliance with global standards. From PayPal and Stripe to newer fintech integrations like Klarna, Apple Pay, and Google Pay, these plugins empower you to meet customer expectations while scaling your store globally.
Why payment plugins are critical for WordPress and WooCommerce stores
WooCommerce powers over 28% of all online stores worldwide in 2025, making it one of the most popular eCommerce platforms. But while WooCommerce provides a solid framework for building an online store, it doesn’t process payments on its own. This is where plugins become essential.
A powerful payment plugin ensures:
- Seamless checkout experiences: Reduce cart abandonment by offering frictionless and mobile-friendly payment options.
- Security and compliance: Protect customer data with PCI DSS compliance, SSL encryption, and fraud detection.
- Global reach: Accept payments in multiple currencies and methods, opening your store to international buyers.
- Flexibility for growth: Support for subscriptions, installments, and one-click checkout to enhance customer loyalty.
In short, the right plugin ensures your store isn’t just functional—it’s competitive in today’s crowded eCommerce marketplace.
Key factors to consider: security, payment methods, ease of integration, fees
Before choosing a payment plugin, it’s crucial to evaluate it against four key factors:
2.1 Security
- Look for plugins with built-in fraud protection, tokenization, and two-factor authentication.
- Ensure they comply with PCI DSS standards for handling cardholder data.
2.2 Supported Payment Methods
Customers expect more than credit cards. Popular options in 2025 include:
- Digital wallets: Apple Pay, Google Pay, PayPal, Venmo
- BNPL providers: Klarna, Afterpay, Affirm
- Bank transfers and direct debits
- Cryptocurrencies (optional but rising in niche markets)
2.3 Ease of Integration
- Plugins should be simple to install and compatible with major WordPress themes and WooCommerce extensions.
- Look for no-code customization for checkout pages.
2.4 Fees and Transaction Costs
- Most payment processors charge between 2.5% – 3.5% per transaction, plus fixed fees.
- Some plugins pass fees directly to the processor, while others add premium costs for advanced features.
- Always compare fees carefully, especially if you expect high-volume sales.
A well-chosen plugin balances all four factors, giving both you and your customers peace of mind.
"The right payment plugin makes all the difference—these 11 WordPress and WooCommerce tools gave my store secure, fast, and seamless transactions."
Top 11 Best Payment Gateways for WooCommerce (WordPress)
Selecting the right payment gateway is one of the most important decisions for any online store running on WooCommerce. A reliable gateway ensures smooth transactions, builds customer trust, and supports multiple payment options, which can directly impact sales and customer satisfaction. With so many solutions available, choosing the best one can be challenging, especially if you want a balance of affordability, security, and global reach. In this section, we highlight the top 11 payment gateways that integrate seamlessly with WooCommerce on WordPress. Each of these platforms offers unique benefits—from fast and secure processing to advanced features like multi-currency support, fraud protection, and easy setup. Whether you are running a small online shop or managing a large e-commerce business, these recommended gateways can help streamline your checkout process and improve the overall shopping experience for your customers.
1. WooPayments
Description:
WooPayments is the native payment solution for WooCommerce, built specifically for WordPress stores. Beginners can easily accept payments without relying on third-party plugins or complicated configurations. It supports a variety of payment methods, including credit/debit cards, Apple Pay, Google Pay, and recurring subscription payments. For global businesses, it also handles multi-currency transactions seamlessly.
Payment Support:
- Credit cards (Visa, MasterCard, American Express)
- Apple Pay and Google Pay
- Recurring subscriptions and memberships
Highlighted Features:
- Native WooCommerce Integration: Works directly with the WooCommerce dashboard for easy management.
- Recurring Payments: Ideal for subscription boxes, membership sites, or digital content.
- Multi-Currency Handling: Accept payments from international customers without additional plugins.
- Automated Payouts: Receive funds directly to your bank account on a scheduled basis.
Pros:
- Hassle-free setup for WooCommerce stores.
- Reliable and secure with native compatibility.
- Simplified reporting for transactions, refunds, and subscriptions.
Cons:
- Limited availability in certain countries.
- Advanced analytics and reporting require additional WooCommerce extensions.
Costs/Fees:
- Transaction fees: 2.9% + $0.30 per transaction (U.S.; may vary by country)
- No monthly fee for basic usage.
How to Use for Beginners:
- Install WooCommerce and activate WooPayments.
- Connect your WooPayments account and configure currency options.
- Enable recurring payments if selling subscriptions.
- Test in sandbox mode before accepting live payments.
Practical Tip:
Use multi-currency support if you plan to sell internationally. This ensures a smooth checkout experience for foreign customers and reduces abandoned carts.
Official Website:
2. Payment Plugins for Stripe WooCommerce
Description:
This plugin provides a full Stripe integration for WooCommerce, allowing merchants to accept a wide variety of payment methods. Beginners can leverage Stripe’s robust fraud detection while offering modern checkout options such as Apple Pay and Google Pay.
Payment Support:
- Credit cards (Visa, MasterCard, Discover, Amex)
- Apple Pay and Google Pay
- Local wallets depending on country
- Recurring payments and subscriptions
Highlighted Features:
- Advanced Fraud Detection: Stripe Radar automatically flags suspicious transactions.
- Subscription Management: Integrates seamlessly with WooCommerce Subscriptions.
- Customizable Checkout: Adjust colors, layout, and branding of checkout pages.
Pros:
- Highly secure and PCI-compliant.
- Supports global payment methods for international sales.
- Excellent mobile payment experience.
Cons:
- Setup is slightly more technical than native WooPayments.
- Some features require configuring a Stripe account.
Costs/Fees:
- Stripe transaction fees: 2.9% + $0.30 per transaction (U.S.)
- Plugin is free for WooCommerce users.
How to Use for Beginners:
- Install the plugin via WooCommerce > Extensions.
- Connect your Stripe account using API keys.
- Enable desired payment methods and test in Stripe sandbox mode.
- Publish and start accepting payments live.
Practical Tip:
Enable digital wallet payments like Apple Pay to reduce checkout friction, especially for mobile users who prefer one-click payments.
Official Website:
3. Easy Digital Downloads (EDD)
Description:
Easy Digital Downloads is the go-to solution for digital products such as software, eBooks, music, or courses. It’s lightweight, beginner-friendly, and focuses exclusively on digital sales. Unlike WooCommerce, EDD handles product licensing, downloads, and multiple payment gateways efficiently.
Payment Support:
- Stripe and PayPal (via extensions)
- Authorize.Net and Amazon Payments
- Recurring payments and subscriptions (premium extensions)
Highlighted Features:
- Digital Product Management: Tracks downloads, license keys, and purchase history.
- Discounts and Promotions: Create coupons, flash sales, or bundle deals.
- Extensible: Large library of extensions for payment gateways, recurring billing, and tax management.
Pros:
- Optimized for digital product sales.
- Fast, lightweight, and easy to set up.
- Extensive official extension library for added functionality.
Cons:
- Not designed for physical product sales without additional add-ons.
- Some premium extensions can be expensive.
Costs/Fees:
- Core plugin: Free
- Extensions: $49–$299/year depending on gateway and features
How to Use for Beginners:
- Install EDD and add your digital products.
- Configure payment gateways like Stripe or PayPal.
- Set download limits, licenses, or recurring billing if needed.
- Test the checkout process in sandbox mode before going live.
Practical Tip:
Use the recurring payment extension if selling subscriptions to software or digital content—it automates billing and reduces churn.
Official Website:
4. WP Simple Pay
Description:
WP Simple Pay is a lightweight Stripe-focused plugin for WordPress. It doesn’t require WooCommerce, making it ideal for beginners who want to accept payments for services, donations, or subscriptions without a full eCommerce setup.
Payment Support:
- Stripe credit/debit card payments
- Apple Pay and Google Pay
- One-time and recurring payments
Highlighted Features:
- Shortcode-Based Forms: Add payment forms anywhere on your site without WooCommerce.
- Recurring Billing: Accept subscriptions or membership payments.
- Minimalist Design: Lightweight plugin that doesn’t slow down your site.
Pros:
- Quick and easy to set up.
- Perfect for small businesses, service providers, or nonprofits.
- Supports mobile wallet payments.
Cons:
- Only supports Stripe (no PayPal).
- Fewer advanced features than full WooCommerce plugins.
Costs/Fees:
- Free Plan: One-time payments only
- Pro Plan: $99/year for recurring payments, Apple Pay/Google Pay integration, and coupon support
How to Use for Beginners:
- Install the plugin and connect to your Stripe account.
- Create a payment form with the shortcode generator.
- Embed the form on a page or post.
- Test using Stripe’s sandbox mode before going live.
Practical Tip:
Start with a single product or service form and gradually add recurring subscriptions once comfortable with the setup.
Official Website:
5. Formidable Forms
Description:
Formidable Forms is a powerful WordPress form builder that doubles as a payment solution. Beginners can use it to create highly customizable payment forms for orders, bookings, donations, or subscriptions. It’s particularly useful when you want to collect payments based on user input or conditional logic.
Payment Support:
- Stripe
- PayPal
- Authorize.Net
- Recurring and one-time payments
Highlighted Features:
- Conditional Logic: Show or hide payment fields depending on user selections, ideal for dynamic pricing or custom orders.
- Multi-Gateway Support: Accept payments through multiple channels within the same form.
- Drag-and-Drop Form Builder: No coding required; create complex forms visually.
- Custom Calculations: Automatically calculate totals based on user selections.
Pros:
- Highly flexible and customizable.
- Supports both simple payments and subscription forms.
- Integrates with WooCommerce, Mailchimp, and other WordPress plugins.
Cons:
- Advanced features require paid plans.
- Slight learning curve for beginners new to form builders.
Costs/Fees:
- Free Plan: Basic forms, no payment integration.
- Business Plan: $149/year – full payment gateway support and recurring payments.
- Elite Plan: $299/year – includes API access, webhooks, and advanced integrations.
How to Use for Beginners:
- Install the plugin and select a payment form template.
- Connect your preferred payment gateway.
- Configure conditional logic and pricing fields.
- Test payments in sandbox mode before going live.
Official Website:
6. MemberPress
Description:
MemberPress is a premium WordPress membership plugin that allows you to sell subscriptions and manage access control easily. Beginners can quickly turn a website into a full membership or course platform with recurring billing, protected content, and automated access rules.
Payment Support:
- Stripe
- PayPal
- Authorize.Net
- One-time or recurring subscriptions
Highlighted Features:
- Membership & Access Control: Restrict content based on subscription levels.
- Recurring Billing: Automated subscription management with retry rules for failed payments.
- Coupons & Discounts: Offer promotions and trials easily.
- Reports & Analytics: Monitor membership growth, revenue, and cancellations.
Pros:
- Best-in-class solution for membership websites.
- Flexible subscription options with unlimited levels.
- Integrated with popular email marketing and LMS plugins.
Cons:
- Only available as a paid plugin.
- Slightly complex setup for complete beginners.
Costs/Fees:
- Basic Plan: $179/year – includes one site license, all core features.
- Plus Plan: $299/year – up to 2 sites, pro features included.
- Pro Plan: $399/year – unlimited sites, advanced integrations.
How to Use for Beginners:
- Install MemberPress and create membership levels.
- Connect your payment gateways (Stripe, PayPal, or Authorize.Net).
- Protect pages, posts, or custom content for members only.
- Test subscriptions in sandbox mode before going live.
Official Website:
7. PayPal for WooCommerce
Description:
PayPal for WooCommerce is a trusted, globally recognized payment solution ideal for online stores. Beginners benefit from its simplicity and the brand recognition of PayPal, which helps increase customer trust and conversion rates.
Payment Support:
- PayPal accounts and credit cards
- One-click checkout and express payments
- Recurring subscriptions
Highlighted Features:
- Trusted Global Payments: Millions of users are familiar with PayPal.
- One-Click Checkout: Reduces cart abandonment with faster payments.
- Subscription Support: Accept recurring payments easily.
- Fraud Protection: PayPal’s advanced buyer and seller protection.
Pros:
- Easy to set up for beginners.
- Recognized worldwide, boosting trust.
- Supports both one-time and recurring payments.
Cons:
- Transaction fees slightly higher than some other gateways.
- Limited multi-currency options compared to Stripe or WooPayments.
Costs/Fees:
- Transaction fees: 2.9% + $0.30 per transaction (U.S.)
- Free plugin; PayPal account required.
How to Use for Beginners:
- Install the plugin and connect your PayPal account.
- Configure checkout options and subscription settings.
- Test transactions using PayPal sandbox mode.
- Go live and start accepting payments immediately.
Official Website:
8. Wonderful
Description:
Wonderful is an all-in-one payment and subscription plugin for WordPress and WooCommerce. It is designed for beginners and small businesses that want a unified solution for payments, subscriptions, analytics, and fraud protection without multiple plugins.
Payment Support:
- Stripe
- PayPal
- Recurring payments and subscriptions
- Local wallets depending on region
Highlighted Features:
- Built-in Fraud Protection: Reduces risk with automated monitoring.
- Analytics Dashboard: Track revenue, subscriptions, and payment trends.
- Subscription Management: Handle recurring payments and member access easily.
- Unified Payment Solution: Combines multiple payment gateways in a single plugin.
Pros:
- Simplifies payments and subscriptions for small businesses.
- Provides analytics for easy decision-making.
- Reduces plugin clutter by handling multiple functions.
Cons:
- Less well-known than PayPal or WooPayments.
- Some advanced features require premium plan.
Costs/Fees:
- Free Plan: Basic payments and limited subscriptions.
- Pro Plan: $15–$25/month – full features including analytics, subscriptions, and fraud protection.
How to Use for Beginners:
- Install Wonderful plugin and connect payment gateways.
- Configure subscription and recurring payment options.
- Use dashboard to monitor payments and trends.
- Test payments before launching fully.
Official Website:
9. FunnelKit Stripe
Description:
FunnelKit Stripe is an advanced checkout and funnel plugin for WooCommerce that integrates Stripe payments. Beginners can use it to create optimized checkout funnels, upsells, and subscription products, helping increase sales while simplifying payment processing.
Payment Support:
- Stripe credit/debit cards
- Apple Pay and Google Pay
- Recurring subscriptions and one-time payments
Highlighted Features:
- Optimized Checkout Funnels: Reduce cart abandonment with step-by-step checkout processes.
- Upsell & Downsell Offers: Automatically present upsell or downsell options after purchase.
- Subscription Management: Handles recurring payments for memberships or services.
- Customizable Templates: Pre-built templates make it beginner-friendly to set up professional checkout pages.
Pros:
- Increases conversion rates with optimized checkout flows.
- Full control over subscription management.
- Easy drag-and-drop funnel creation.
Cons:
- Only supports Stripe payments.
- May require some learning to fully utilize funnel features.
Costs/Fees:
- Free Plan: Basic checkout and one-time payments.
- Pro Plan: $49–$99/month depending on features like subscriptions, funnels, and advanced templates.
How to Use for Beginners:
- Install FunnelKit Stripe and connect your Stripe account.
- Create a funnel using pre-built templates.
- Add products, upsells, and subscriptions.
- Test the funnel and payment process in sandbox mode before going live.
Official Website:
10. WordPress Simple PayPal Shopping Cart
Description:
WordPress Simple PayPal Shopping Cart is a lightweight, beginner-friendly plugin that allows quick PayPal checkouts. Ideal for small stores, nonprofits, or simple product sales, it requires minimal setup and can be used to accept one-time or recurring donations and purchases.
Payment Support:
- PayPal accounts
- Credit/debit cards via PayPal
- Donations or one-time product purchases
Highlighted Features:
- Simple Cart Integration: Add PayPal buttons to posts, pages, or widgets.
- Lightweight and Fast: Minimal code ensures your site stays speedy.
- Shortcode Support: Insert cart and checkout anywhere with simple shortcodes.
- Donation-Friendly: Perfect for nonprofits accepting donations online.
Pros:
- Extremely easy for beginners to set up.
- Works with any WordPress theme.
- Free version sufficient for small stores or donation collection.
Cons:
- Limited functionality for larger stores or complex products.
- No native support for advanced payment gateways like Stripe.
Costs/Fees:
- Free Plan: Basic PayPal buttons and checkout.
- Premium Add-on: $29–$49/year – recurring payments, styling options, and enhanced cart features.
How to Use for Beginners:
- Install the plugin and add PayPal email in settings.
- Create buttons for products or donations.
- Insert buttons using shortcodes on pages or posts.
- Test using PayPal sandbox mode before live transactions.
Official Website:
11. Paymattic
Description:
Paymattic is a versatile WordPress payment and donation plugin that supports multiple payment gateways and is ideal for businesses, nonprofits, and subscription-based services. Beginners can easily create payment forms, donation forms, and subscription systems without coding knowledge.
Payment Support:
- Stripe, PayPal, Razorpay, Mollie
- One-time and recurring payments
- Donations and subscriptions
Highlighted Features:
- Multi-Gateway Support: Accept payments from multiple popular platforms.
- Donation Forms: Customizable forms for nonprofits and campaigns.
- Recurring Payments: Supports subscription-based services.
- Form Builder: Drag-and-drop interface to create payment forms quickly.
Pros:
- Extremely flexible for various payment scenarios.
- Beginner-friendly interface with pre-built templates.
- Supports multiple currencies and gateways.
Cons:
- Free version has limited advanced features.
- Some integrations require Pro plan.
Costs/Fees:
- Free Plan: Basic payment forms and single gateway support.
- Pro Plan: $69/year – full access to all gateways, recurring payments, and advanced customization.
How to Use for Beginners:
- Install Paymattic and connect desired payment gateways.
- Use the form builder to create checkout, donation, or subscription forms.
- Embed forms on pages using shortcodes.
- Test all payment flows in sandbox mode before publishing live.
Official Website:
Comparison Table of the 11 Plugins
To make it easier for you to evaluate and choose the most suitable option, the following comparison table presents the 11 WooCommerce payment gateway plugins side by side. The table highlights key details such as plugin name, official website, main features, ease of integration, and pricing structure. By reviewing this information in a structured format, you can quickly identify which plugin aligns best with your business goals, technical requirements, and budget, ensuring a smoother decision-making process.
| No. | Plugin Name | URL | Pricing (Free/Pro) | Supported Payment Gateways | Best Use Case |
|---|---|---|---|---|---|
| 1 | WooPayments | woocommerce.com/products/woocommerce-payments | Free to install; 2.9% + $0.30 per transaction | Credit/Debit cards, Apple Pay, Google Pay, local methods | Full WooCommerce store with global reach |
| 2 | Payment Plugins for Stripe WooCommerce | paymentplugins.com | Free | Stripe (Visa, MasterCard, AmEx, Apple Pay, Google Pay, ACH, Klarna, Afterpay) | Businesses needing multi-method checkout with Stripe |
| 3 | Easy Digital Downloads (EDD) | easydigitaldownloads.com | Free; Pro from $99/year | Stripe, PayPal, Authorize.Net, Amazon Pay | Selling digital downloads, ebooks, software |
| 4 | WP Simple Pay | wpsimplepay.com | Free; Pro from $49.50/year | Stripe, Apple Pay, Google Pay | One-time or recurring payments without a full cart |
| 5 | Formidable Forms | formidableforms.com | Free; Pro from $79/year | Stripe, PayPal | Businesses needing forms with integrated payments |
| 6 | MemberPress | memberpress.com | From $179/year | Stripe, PayPal, Authorize.Net | Membership sites, subscription services |
| 7 | PayPal for WooCommerce | woocommerce.com/products/paypal | Free | PayPal, Pay Later, Credit/Debit via PayPal | Small to medium stores focusing on PayPal users |
| 8 | Wonderful | wonderfulplugin.com | Pro from $59/year | Stripe, PayPal, Square, local gateways | Hybrid stores selling both digital and physical products |
| 9 | FunnelKit Stripe | funnelkit.com | Pro from $99/year | Stripe (with Apple Pay, Google Pay, Klarna) | Sales funnels and checkout optimization |
| 10 | WordPress Simple PayPal Shopping Cart | tipsandtricks-hq.com | Free | PayPal Standard | Simple product sales and donations |
| 11 | Paymattic | paymattic.com | Free; Pro from $79/year | Stripe, PayPal, Mollie, Paystack, Razorpay | Nonprofits, online services, global businesses |
Supported Payment Gateways
Key Differences in Supported Gateways
Each plugin differs in how many gateways it supports. For example:
- WooPayments is built for WooCommerce and supports credit cards plus local payment methods, but it’s best in countries where WooCommerce Payments is officially available.
- Stripe-based plugins (like WP Simple Pay, Payment Plugins for Stripe, FunnelKit Stripe) provide seamless support for cards, wallets, and BNPL (Buy Now, Pay Later).
- PayPal plugins are still widely used, especially for customers who prefer PayPal over credit cards.
- Paymattic and Wonderful stand out by supporting multiple international gateways like Mollie, Razorpay, and Paystack, making them suitable for businesses targeting non-U.S. markets.
Best Use Case for Each Plugin
Specific Use Cases for Plugins
- WooPayments – Ideal for full WooCommerce stores with global sales.
- Payment Plugins for Stripe WooCommerce – Best for stores that need versatile Stripe integration.
- Easy Digital Downloads (EDD) – Perfect for selling digital products like ebooks, courses, or software.
- WP Simple Pay – Great for freelancers or businesses collecting quick payments.
- Formidable Forms – Suited for agencies and service providers needing form-based payments.
- MemberPress – Built for membership sites and recurring subscription models.
- PayPal for WooCommerce – Best for small stores targeting PayPal-first buyers.
- Wonderful – Flexible option for hybrid businesses selling digital and physical products.
- FunnelKit Stripe – Designed for high-converting funnels and upsells.
- WordPress Simple PayPal Shopping Cart – Best for micro-businesses and donation sites.
- Paymattic – Strong choice for nonprofits and global service providers needing diverse gateway support.
Pricing and Scalability
Pricing and Scalability Details
- Free options: PayPal for WooCommerce, Payment Plugins for Stripe, WooPayments (transaction-based), WP Simple Pay (basic version).
- Affordable upgrades: WP Simple Pay and Formidable Forms start under $80/year.
- Scalable solutions: MemberPress ($179/year+) and FunnelKit ($99/year+) are designed for businesses ready to scale.
- Global reach: Paymattic and Wonderful are highly scalable because they support multiple international gateways and currencies.
My Experience With Payment Plugins
Implementing WooPayments in a Small Online Shop
When I first set up a small WooCommerce shop for handcrafted home goods, I decided to test WooPayments (formerly WooCommerce Payments). What stood out immediately was the seamless integration—I could manage payments, refunds, and even multi-currency options directly inside the WordPress dashboard.
Key benefits I noticed:
- No need for third-party dashboards.
- Customers could pay via credit cards, Apple Pay, and Google Pay.
- Automated deposits to my bank account made cash flow easier to manage.
For businesses focused on simplicity and all-in-one management, WooPayments is hard to beat.
Using MemberPress for Subscription-Based Courses
When I launched a membership site offering digital courses, I turned to MemberPress. Unlike general checkout plugins, it was built specifically for subscriptions and recurring billing.
What impressed me most was how it handled:
- Flexible pricing tiers (monthly, yearly, lifetime).
- Automated renewals and dunning management (failed payment handling).
- Integration with Stripe and PayPal for global reach.
MemberPress helped me cut churn rates by making the subscription renewal process smooth and hassle-free for learners.
Testing Paymattic for Donations and Fundraising Campaigns
For a non-profit project, I tested Paymattic, a plugin designed for donations, peer-to-peer fundraising, and recurring contributions. Its lightweight design and customizable donation forms made it ideal for non-technical teams.
Key features I used:
- Suggested donation amounts to encourage higher contributions.
- Multiple payment gateways (Stripe, PayPal, Mollie).
- Real-time progress bars to motivate donors.
The campaign achieved a higher donation conversion rate thanks to the clean user interface and simplified payment flow.
Data and Statistics Behind WordPress & WooCommerce Payments
Understanding market data helps put plugin choices into perspective. Here are the most relevant insights for 2025.
WooCommerce’s Market Share in Global eCommerce
As of 2025, WooCommerce powers around 22% of all online stores worldwide, making it the most widely used eCommerce platform. Its flexibility and the sheer volume of available plugins make it a go-to choice for small businesses and large enterprises alike.
Most Popular Gateways Used with WooCommerce (Stripe, PayPal)
Two gateways dominate WooCommerce transactions:
| Payment Gateway | Estimated Market Share in WooCommerce Stores (2025) | Key Strengths |
|---|---|---|
| Stripe | ~42% | Fast payouts, subscription billing, supports 135+ currencies |
| PayPal | ~38% | Global trust, one-click checkout, strong buyer protection |
| Authorize.net | ~8% | Reliability, strong fraud prevention tools |
| Others (Square, Mollie, Payoneer, etc.) | ~12% | Regional strengths and niche integrations |
Stripe continues to lead due to its developer-friendly API and support for wallets like Apple Pay, while PayPal remains popular thanks to consumer trust and easy account-based payments.
Consumer Cart Abandonment Rates Due to Poor Checkout Flow
A recent 2025 study shows that 69% of online carts are abandoned, with 17% of shoppers leaving specifically due to complicated checkout processes. The right payment plugin can directly reduce this number by offering:
- Guest checkout options.
- One-click re-purchases.
- Localized payment methods.
- Mobile-optimized checkout flows.
Plugins like WooPayments and Stripe for WooCommerce are designed to minimize these friction points.
Growth in Subscription-Based Payments for WordPress Sites
Subscription commerce is one of the fastest-growing segments. In 2025:
- Subscription-based businesses grew by 19% year-over-year across WordPress sites.
- Membership plugins (MemberPress, Paid Memberships Pro) are driving recurring revenue for creators, educators, and SaaS businesses.
- Consumers prefer flexible plans, with monthly subscriptions outpacing yearly ones by nearly 3:1.
For site owners, this means recurring revenue streams are no longer optional—they’re becoming a default business model.
Common Pitfalls and What to Avoid
Choosing plugins that don’t support local payment methods
Global reach requires regional support. For instance, Alipay for China or PayU for India. Always confirm local compatibility before scaling.
Overloading your site with too many payment plugins
Multiple plugins can cause conflicts, slower checkout, and higher abandonment rates. Stick to two or three versatile solutions.
Ignoring PCI compliance and security updates
Payment gateways evolve quickly. Skipping updates exposes your store to fraud. Ensure plugins are actively maintained and PCI-compliant.
High hidden transaction fees
Some plugins add gateway surcharges or extra processing costs. Always review fee structures beyond the advertised price.
Frequently Asked Questions
WP Simple Pay and PayPal for WooCommerce are the most beginner-friendly, offering easy setup and minimal configuration.
Stripe WooCommerce and WooPayments provide the widest global coverage, supporting over 100 currencies and multiple local methods.
Yes, but carefully. Many stores combine Stripe and PayPal to give customers flexibility. Just avoid overlapping functionalities that may cause conflicts.
Free plugins like PayPal Shopping Cart are safe when updated regularly. However, premium versions often include stronger security and better support.
What Our Readers Are Saying
"WooPayments worked seamlessly for my global customers."Kenji (Japan)
"MemberPress helped me monetize my online courses."Sofia (Spain)
"Paymattic made donations simple for my nonprofit."Adebayo (Nigeria)
"Stripe integration with FunnelKit boosted my conversions."Chloe (USA)
"EDD is the best choice for my digital downloads."Javier (Mexico)
"PayPal for WooCommerce is still the most trusted option."Anja (Germany)
Conclusion
From WooPayments for seamless integration to Paymattic for nonprofits, each of the 11 best WordPress and WooCommerce payment plugins serves a different business need.
The key takeaway is to choose plugins based on your store type:
- Digital products → Easy Digital Downloads
- Physical goods → WooPayments or Stripe WooCommerce
- Membership sites → MemberPress
- Nonprofits → Paymattic
Final advice: test plugins thoroughly for compatibility, security, and user experience before scaling. The right payment solution won’t just process transactions—it will build customer trust and fuel business growth.